North Carolina Housing Landscape
Local Context and Implementation Opportunities
North Carolina CLT Network Growth
Community Land Trusts Across North Carolina
12
Active CLTs
across the state
850+
CLT Homes
permanently affordable
$6M
Mecklenburg Investment
in West Side CLT
25%
Growth Rate
annual expansion
Key NC CLT Locations:
Triangle Region:
- • Orange Community Housing & Land Trust
- • Chatham Community Land Trust
- • Durham Community Land Trustees
Charlotte Region:
- • West Side CLT (Mecklenburg County)
- • Charlotte-Mecklenburg Housing Partnership
- • Habitat for Humanity CLT Program
NC Funding Sources
Available Funding for Community Housing Initiatives
Federal Funding
HUD HOME Program$2.8M annually
USDA Rural Development$1.5M available
CDFI Fund$246M nationally
State & Local Funding
NC Housing Trust Fund$50M annually
Mecklenburg County$6M committed
Charlotte Housing Fund$15M available
Mecklenburg County Opportunities
Housing Need
- •36,000 affordable housing unit shortage
- •Charlotte ranks 50/50 for economic mobility
- •Median home price increased 45% since 2020
- •Cost-burdened households: 35% of renters
Existing Assets
- •$6M county investment in West Side CLT
- •Strong foundation for scaling cooperative models
- •Active community development corporations
- •Established partnerships with housing nonprofits
How Difference Driven Fits In
We're positioning ourselves to be part of this proven network of community-controlled housing initiatives, starting with research and community organizing.
Our Current Phase:
- •Community asset mapping and needs assessment
- •Building partnerships with existing CLTs
- •Researching funding opportunities
- •Developing community education programs
Future Implementation:
- •Pilot cooperative housing project
- •Community land acquisition strategy
- •Resident leadership development
- •Integration with community center programming
Support Housing Justice in North Carolina
Help us research and develop community-owned housing solutions that build wealth and strengthen neighborhoods in Charlotte and beyond.