Community Housing Cooperatives
Proven Models for Wealth Building and Community Control
Community Land Trust Performance
Lower Foreclosure Rate
vs conventional mortgages
Successful Transition
to market-rate homes
Average Proceeds
from CLT home sales
Permanent Affordability
for future buyers
How Community Land Trusts Work
Community Ownership
Community land trust acquires and holds land permanently, removing it from speculation
Affordable Purchase
Families buy homes at below-market prices through shared equity model
Wealth Building
Homeowners build equity and wealth while maintaining long-term affordability
Community Control
Residents have democratic voice in community development and neighborhood planning
Benefits of Cooperative Housing
Affordability
Permanent affordability through shared equity model ensures homes remain accessible to working families
Stability
8.2x lower foreclosure rates than conventional mortgages provide housing security and stability
Wealth Building
67% successfully transition to market-rate homeownership, building wealth and credit along the way
Community Control
Residents have voice in neighborhood development, preventing displacement and gentrification
Proven Success Stories
Vermont • 40+ Years
The nation's largest CLT has helped over 3,000 families achieve homeownership while maintaining permanent affordability.
Average $49,776 in proceeds from home sales
National • 275 Communities
Resident-owned communities with 18,790 homes across the country, proving cooperative ownership works at scale.
Site fees increase 25% less than industry average
Boston • 40+ Years
First community organization to obtain eminent domain powers, developing 400+ homes and preventing displacement.
Transformed 1,300 vacant lots into community assets